Strong Assets. Stronger Impact.

At the heart of Houston Missional Real Estate Fund is a disciplined approach to redemptive real estate—using residential real estate to generate sustainable financial returns while creating meaningful, long-term impact.

HMREF invites values-driven investors to align their capital with housing solutions that support faith-rooted organizations serving Houston’s most vulnerable populations.

Our investment philosophy prioritizes stewardship, stability, and partnership over maximizing short-term returns. By focusing on long-term housing needs and conservative financial practices, we aim to produce durable outcomes for investors, ministries, and communities alike.

Investment Overview

Investor Features

Rather than pursuing conventional high returns, HMREF investors participate in a cycle of restoration—fueling stability, dignity, and opportunity throughout Houston.

  • Flexible equity and debt opportunities

  • Target returns typically in the 5-7% range

  • Designed for investors prioritizing kingdom impact over maximum yield

  • Program Related Investment (PRI) eligible for foundations

  • Debt secured by first lien on all properties

  • Equity with partial liquidity through a Buy-Back Fund

Risk Management & Stewardship

  • Properties acquired at favorable prices

  • Conservative leverage (maximum 70% debt)

  • Pass-through lease structure for taxes and insurance

  • Property management and maintenance handled in-house

  • Deep relational and financial alignment with Mission Partners